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VectraCall AI autonomously calls, qualifies, and books appointments across Medicare Advantage, ACA Marketplace, Life Insurance, Final Expense, and Supplemental Health — fully HIPAA, TCPA, and product-specific compliant on every call, every day of the year.
Join 340+ insurance agencies already using VectraCall
Robert M., 67
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Compliance on Every Call
Live Enrollment Status
Full-Year Enrollment Calendar
Hover segments for compliance notes. White dot = today.
Every Line Your Agency Sells
One Platform. Every Product You Offer.
VectraCall's AI knows the difference between Medicare Advantage and an ACA SEP, between final expense and IUL. Every call includes the right compliance language, the right qualification flow, and the right handoff to your agents.
Medicare Advantage
AI qualification · CMS TPMO disclaimer auto-delivered in first 30 sec · SOA digital consent capture · Benefit gap identification
ACA / Marketplace
SEP trigger qualification · Income and subsidy screening · Plan comparison handoff · OEP campaign automation
Life Insurance
Needs analysis qualification · Beneficiary conversation · No-medical-exam pre-screen · Appointment with life-licensed agent
Final Expense
Simplified issue qualification · Age and health screening · Face amount conversation · Same-day appointment booking
Supplemental Health
(Cancer, Accident, Critical Illness, Hospital Indemnity) · Gap analysis · Existing coverage review · Enrollment alignment
Annuities & Retirement
Suitability pre-screen · Retirement income conversation · Advisor handoff scheduling
YOUR LEADS GO COLD BEFORE YOUR AGENTS CALL
Whether it's a Medicare lead, an ACA SEP trigger, or a life insurance inquiry — speed-to-lead determines conversion. VectraCall calls within seconds of lead delivery, 24/7, across every product line.
EVERY PRODUCT HAS DIFFERENT COMPLIANCE RULES
Medicare calls need TPMO disclaimers. ACA calls need subsidy disclosures. Life calls need state-specific scripts. Managing compliance manually across product lines creates E&O exposure. VectraCall enforces the right compliance framework per call automatically.
YOUR AGENTS WASTE 80% OF THEIR TIME ON UNQUALIFIED CONTACTS
The first call in any insurance sale is qualification. VectraCall does that call — for every product, every day — so your licensed agents only speak to prospects who are eligible, interested, and calendar-confirmed.
How VectraCall Compares
Built for Insurance Agencies. Not Adapted for Them.
Every competitor is either a generic AI voice tool with no insurance knowledge, or a single-product platform. VectraCall is the only platform that covers your full book of business — health, life, and everything in between.
| Feature | BESTVectraCall AI | Bland AI | careCycle | Convoso | Synthflow | Vapi |
|---|---|---|---|---|---|---|
| Covers Health + Life Insurance | ✓ All 6 product lines | ✗ Generic/no vertical | ✗ Medicare/ACA only | ✗ No AI voice | ✗ Generic | ✗ Developer tool |
| HIPAA Compliance | ✓ Included every plan | ✓ Included | ✗ Enterprise only | ✗ Not listed | ✗ Enterprise ($30K+/yr) | ✗ $2,000/mo add-on |
| Medicare Plan Data Built-In | ✓ Day one | ✗ Build yourself | ✓ Yes | ✗ No | ✗ No | ✗ No |
| Appointment Guarantee | ✓ 10 appts or credit | ✗ None | ✗ None | ✗ None | ✗ None | ✗ None |
| CMS TPMO Compliance | ✓ Automated | ✗ Manual config | ✓ Yes | ✗ Not listed | ✗ Not listed | ✗ Not listed |
| Transparent All-In Pricing | ✓ Published | ✓ Per-minute | ✓ Published | ✗ Quote only | ✗ $30K+ min | ✓ Published |
| Year-Round Campaign Templates | ✓ 6 product lines | ✗ Build yourself | ✗ Retention only | ✗ No | ✗ No | ✗ No |
| Starting Price | $299/mo | ~$780/mo (1K calls) | $249/mo (capped) | ~$90/agent/mo, 20-seat min | $30,000/yr | $0.31/min + $2K HIPAA |
No competitor offers an Appointment Guarantee. That is not a marketing claim. It is written into your VectraCall contract.
No credit card required · Appointment Guarantee in contract
How VectraCall Works
From Lead to Calendar Appointment — Across Every Insurance Product.
Upload Your Lead List
Any product, any source
Upload leads from any source for any insurance product. VectraCall identifies the product line, loads the correct qualification script and compliance framework, and prepares your campaign in minutes.
Product line auto-detected ✓
The AI Calls, Qualifies, and Stays Compliant
Compliance on every call
VectraCall delivers the required compliance language for your product (CMS TPMO for Medicare, HIPAA disclosures for health, state-specific scripts for life insurance), qualifies the prospect, and captures the consent your agents need before they get on the call.
Your Calendar Fills
Qualified appointments only
Qualified, consent-confirmed prospects are booked directly on your agent's calendar with product-specific notes attached. Double SMS confirmation sent to the prospect. Your agent arrives knowing: the product being discussed, eligibility status, coverage gaps, and preferred contact time.
See It Live
Watch VectraCall Book a Real Insurance Appointment
This is a real VectraCall conversation — final expense qualification. The same AI handles Medicare Advantage, ACA, life insurance, and supplemental health with the same accuracy and compliance on every call.
Book Demo — Watch It LiveThe VectraCall Appointment Guarantee
10 Guaranteed Appointments in 30 Days — Any Product Line.Written Into Your Contract.Or We Credit Your Next Month.
Guarantee Terms
- 10 calendar-confirmed appointments with qualified prospects
- Works for Medicare Advantage, ACA, Life, Final Expense, or Supplemental Health
- Double opt-in SMS confirmation sent to each prospect
- 24-hour and 2-hour automated appointment reminders
- Requires minimum 500 contacts loaded in your first campaign
- Non-delivery = automatic credit applied to next month
- These exact terms are written into your VectraCall contract
Year-round guarantee — not just during AEP. January, April, August, or October — the guarantee is in your contract every single month.
"I've tried AI calling tools — they didn't work."
Every other tool made promises. We make guarantees. 10 appointments in 30 days or you receive a credit. No other platform in insurance offers this — because they can't back it up.
"What about compliance? I can't risk an E&O claim."
Every VectraCall call includes: CMS TPMO disclaimer in first 30 seconds (Medicare), digital SOA consent capture, HIPAA-compliant call recording with 6-year retention, FCC opt-out enforcement, and product-specific state scripts. Built in. No add-ons. No upcharges.
"Does this work for all my product lines or just Medicare?"
VectraCall handles Medicare Advantage, ACA, life insurance, final expense, and supplemental health — on one platform, one price, one contract. Your agents sell multiple lines. Your AI should too.
Interactive ROI Calculator
Guarantee terms written into your contract from day one
Simple, All-Inclusive Pricing
One Price Covers Every Product Line Your Agency Sells.
Every plan includes HIPAA BAA, TCPA enforcement, CMS TPMO compliance, ACA compliance workflows, life insurance state script library, SOA capture, AgencyBloc integration, the Appointment Guarantee, free minute credits, and a free fully white-labeled GoHighLevel CRM subaccount ($99/mo value) — regardless of which products your agency sells.
4.9/5 stars from agency owners on compliance confidence
Every VectraCall plan includes FREE calling minutes each month. Go over? Additional minutes are billed at a flat $0.10/min — no surprise tiers, no multipliers. Tracked in real time on your dashboard.
Starter
Solo agents and small teams (1–4 agents)
100 min/month free
Additional: $0.10/min
- 500 contacts per campaign
- 5 GUARANTEED appointments/month or credit
- AI outbound calling + AI inbound receptionist
- HIPAA BAA — included, no upcharge
- CMS TPMO compliant call flows (Medicare)
- ACA compliance workflows
- Life insurance state-specific scripts
- Digital SOA consent capture
- HubSpot & Salesforce CRM sync
- Email support
Fully white-labeled with your agency brand — we set it up for you
$99/month value — included free on every plan
Growth
Growing health and life insurance agencies (5–25 agents)
200 min/month free
Additional: $0.10/min
- 1,500 contacts per campaign
- 10 GUARANTEED APPOINTMENTS/month or credit
- Pre-built campaign templates for ALL enrollment seasons
- AgencyBloc native integration
- Real-time calendar booking with double SMS confirmation
- 24-hour and 2-hour automated appointment reminders
- Priority support — 2-hour response SLA
- ROI performance dashboard with per-product-line tracking
- Referral program access ($200 credit per referred agency)
Fully white-labeled with your agency brand — we set it up for you
$99/month value — included free on every plan
Founding customer pricing — locked for life
Agency
Large agencies and small FMOs (25+ agents)
500 min/month free
Additional: $0.10/min
- Unlimited contacts
- Custom appointment guarantee — scoped to your agency volume
- Multi-agent dashboard with individual performance tracking
- FMO compliance reporting package
- White-label call introduction (your agency name on every call)
- Dedicated customer success manager
- Custom TPMO and state-specific script configuration per carrier
- Multi-product line campaign management
- Quarterly business review with VectraCall strategy team
Fully white-labeled with your agency brand — we set it up for you
$99/month value — included free on every plan
Every Plan Comes With a $99/Month Bonus — Free.
Your GoHighLevel CRM subaccount is fully white-labeled and configured with your agency's branding, logo, and colors by our onboarding team — at no extra charge. Manage your pipeline, automate follow-ups, and track every VectraCall appointment inside your branded CRM. No GoHighLevel account required.
Free minute credits reset monthly and do not roll over. Additional usage billed at $0.10/min, tracked in real time. A typical Medicare qualifying call averages 4–6 minutes — the Growth plan's 200 free minutes covers approximately 35–50 qualifying calls before overage applies.
How does this compare? Bland AI: ~$780/month for 1,000 calls (usage fees only, no guarantee). Synthflow: $30,000/year minimum. Vapi + HIPAA: $2,348/month before usage. careCycle: $999/month for Medicare/ACA only. VectraCall Growth: $499/month — 200 free minutes, all 6 product lines, 10 appointments guaranteed.
Your Competitors Are Calling Your Leads Right Now.Every Day You Wait Costs You.
Insurance agencies using AI calling close 2.3x more policies per agent per month — across every product line, not just Medicare. VectraCall works 365 days a year: Medicare AEP, ACA OEP, life insurance, final expense, and SEPs. Your book grows every month.
Are you set up?
What You Get in the Demo
- Watch VectraCall call a real insurance prospect live
- See your first campaign set up in under 10 minutes
- Free compliance audit of your current calling setup
- Custom ROI projection for your agency size and product mix
“We went from 80 dials per appointment to 12. VectraCall books 23 Medicare Advantage appointments a month for our 8-agent team — all TPMO compliant. We closed $47,000 in first-year commissions in our first 60 days.”
Marcus T.
Agency Owner · Dallas, TX · 8 agents · Medicare + ACA
Book Your Free 20-Minute Insurance Agency AI Demo
Your selections are sent to your demo specialist so the call is tailored to your exact product lines.